Health Insurance in France is Really the Best
The health insurance is really a very much necessary evil all over the world. Each and every person must have a health insurance for him and also for his/her family. The French model of insurance of health has very truly been ranked by the Health Organisation of the World as the best health insurance all over the world, because of the reason that it very truly permits a very high quality of care and nearly full freedom to the patient.
In the year 1945, the national system of insurance of health was very truly instituted, just after the Second World War’s end. It was very truly a compromise between communist representatives and also the Gaullist representatives in the parliament of French. The Conservative Gaullists were very truly opposed to a healthcare system, while the Communists were very truly supportive for this.
The programme that resulted from all this was very truly a profession-based programme. In this programme each and every person who is working is very truly required to pay a portion of his/her salary to a fund called the health insurance fund, which very ruly mutualised the risk of sickness, and which also very truly reimbursed all the expenses really at varying rates.
Spouses and children of all the insured people were very truly eligible for all the profits and also also the benefits, as well. Each and every fund was very truly free to manage its own budget and also reimburse all the expenses at the rate it saw fit.
Currently in France there are very truly present a very large number of various different health insurance companies, agencies and providers. One can easily find out the best health insurance company, agency or providers for him/her and also for his/her family. This matter of health insurance is really very much serious and need to be taken with a lot of seriousness. One must get the quotes of Health insurance before opting for any health insurance plan either from an agent or a broker.
Today the health care system is very truly intact as each and every citizen and also all the legal foreign residents of France are very truly covered by one of the health insurance plans, which continue to be very truly funded by the participation of the worker. However, since the year 1945, there are a very large number of changes have been introduced and these changes are also major ones.
Alien
http://www.articlesbase.com/finance-articles/health-insurance-in-france-is-really-the-best-755747.html

France, Australia, Japan, Canada, Italy etc. — wut do these countries have in common?-Universal Health care?
Its no coincident that countries employing Universal Health Care are amongst world’s best health care providers. Americans have one of the worst health care systems among developed nations, trailing behind Costa Rica and Morrocco.
When you let PRIVATE money hungary companies run your health care, do you really think the winners are Americans? Yet Americans themselves dont like the idea of Universal Health care system, as they attach "socialism" to it. For some reason the general public has allergy to socialized health care system "because we dont want the govt to run our lives".
BUT GUESS WHAT? who runs ur lives now? Private insurance companies…I am from Canada and I was astonished by the fact that my cousin in US had to pay $6000 for his eye surgery even though he has insurance…wut kind of fucked up health care system is that?
I will be attending US for medical school, but I would hate to be part of such a health care system that places much more value on profit than ppl
Anyw
Our system has been hijacked by insurers who routinely violate both contract and antitrust laws and we need reform. However, UHC is not the dream you think it is. Let’s check a few facts the public doesn’t hear very often:
The much lauded French system raises some questions as well. From their Embassy site (ambafrance-us.org) they state that 96 percent of the population receives free or 100 percent reimbursed health care. They state the system is part of their Social Security and is funded from worker’s salaries (60 percent), “indirect taxes on alcohol and tobacco and by direct contribution paid by all revenue proportional to income, including retirement pensions and capital revenues.” They state that it appears that health insurance pays less to its doctors in France than in other European countries, but that 80 percent of the public have supplemental health insurance, typically from their employers. If they’re providing so well for the needs of the public, why is there a need for “supplemental” health insurance for the majority of the public and what about the additional cost that imposes? The site states that the poorest have free universal health care, funded by taxes. Long-term illness sufferers are to be reimbursed for their treatments. They do have private clinics, as well as public hospitals, and not-for-profit healthcare. In fact, “private medical care in France is particularly active in treating more than 50% of surgeries and more than 60% of cancer cases.”
Private insurance, which the OECD (Organisation for Economic Co-operation and Development) site said in a 2004 report, was held by 92 percent of the French, helps to cover both vision and dental care which are not well covered under the government system. “The public system is facing chronic deficits and recent cost containment policies have not proved very successful.” The government is interested in having more of the tab picked up by private insurance (Buchmueller & Couffinhall, “Private Health Insurance in France,” 2004, oecd.org).
Japan doesn’t fare any better:
"According to Japanese legislator Takashi Yamamoto, who was just diagnosed with cancer, "abandoned cancer refugees are roaming the Japanese archipelago." Patients are told they¹ll never get better, even when treatments exist, and many are not even informed of their diagnoses. Cancer mortality rates in Japan have been steadily climbing and are now more than 250 per 100,000, while U.S. rates are now around 180 per 100,000. (Glueck, “Far East illustrates the limitations and dangers of universal health care,” 26 January 2007, jewishworldreview.com)
The NHS, the oldest system, is in Britain:
"Staff are being laid off, and deficits are at an all time high (£1.07bn for 2005-2006)” (Hazel Blears, Labour Party Chair and Minister Without Portfolio, labourachievements.blogspot.com/2006/08/23-investment-in-nhs.html).
In the National Review Online article, Coburn & Herzlinger state “more than 20,000 Brits would not have died from cancer in the U.S.” Just recently Alex Smallwood of the BMA (British Medical Association) was quoted in the Scotsman as saying: “’Rationing is reduction in choice. Rationing has become a necessary evil. We need to formalise rationing to prevent an unregulated, widening, postcode-lottery of care. Government no longer has a choice.’” (Moss, “NHS rationing is ‘necessary evil,’ says doctors,” 26 June 2007).
"Comparing Canada with other industrialized countries in the Organization for Economic Cooperation and Development (OECD) that provide universal access to health care, a study released by The Fraser Institute in May revealed that Canada spends more on its system than other nations while ranking among the lowest in several key indicators, such as access to physicians, quality of medical equipment, and key health outcomes.
…
In 1999, Richard F. Davies, MD, described how delays affected Ontario heart patients scheduled for coronary artery bypass graft (CABG) surgery. In a single year, for this one operation, 71 patients died before surgery and another "121 were removed from the list permanently because they had become medically unfit for surgery;" 44 left Ontario and had their CABG elsewhere, such as in the USA. In other words, 192 people either died or were too sick to have surgery before they worked their way to the front of the waiting line.
One of the reasons Canadians are slow to acknowledge the problems with their system is that general practitioners have been relatively easy to access and reasonably efficient at providing everyday services for common complaints, such as colds, sprains, aches and pains.
As time passes, however, more and more Canadians are confronted by the halting quality of their system when they face complex and expensive medical problems. They often cannot get timely or appropriate care for bone fractures, prompt treatment for cancer, or non-emergency surgery such as hip replacements. Their doctors complain that they are unable to help them and the government pleads shortage of funds.
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Canadian physician frustration with their inability to provide quality and timely care is resulting in a brain drain. According to one poll, one in three Canadian doctors is considering leaving the country. A doctor shortage looms, as the nation falls 500 doctors a year short of the 2,500 new physicians it needs to add each year to meet national health needs, according to Sally Pipes, a policy expert formerly with the Canadian Fraser Institute.
Another casualty of the lengthy waiting periods is Canada’s much-vaunted equal access to medical treatment. Even though medical emergencies allow some people to jump ahead in the waiting line — making others wait longer — a survey published in the Annals of Internal Medicine medical journal found that more than 90 percent of heart specialists had "been involved in the care of a patient who received preferential access" to cardiac care based on non-medical reasons including the patient’s social standing or personal connections with the treating physician."
Jewish World Review June 11, 2004 written by Dr. Cihak
AND
"The biggest Canadian fiscal drain comes from the single-payer medical system. "Current model of health-care delivery leading us down the path to financial ruin," states the lead editorial in the Calgary Sun. Health-care costs would consume 50% of Alberta’s budget by 2016 (according to the Fraser Institute) or 2017 (according to Aon Consulting, a firm hired by the Alberta government). Health care would devour 100% of the provincial budget by 2030, if present trends continue.
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An estimated 90,000 Canadians sought medical care outside their country in 2005. The cry "no two-tiered system" could be replaced by "set our patients free," stated a lead editorial (National Post 9/18/06)."
Jewish World Review Dec. 1, 2006 by Dr. Glueck
So why no total collapse yet? Because “illegal, for-profit health-service centers” have “proliferated” in Canada and are so accepted that the head of one became the president of the Canadian Medical Association (“Individual Freedom vs. Government Control,” 1 August 2007, nationalreview.com).
Canadian doc on UHC:
…Another sign of transformation: Canadian doctors, long silent on the health-care system’s problems, are starting to speak up. Last August, they voted Brian Day president of their national association. A former socialist who counts Fidel Castro as a personal acquaintance, Day has nevertheless become perhaps the most vocal critic of Canadian public health care, having opened his own private surgery center as a remedy for long waiting lists and then challenged the government to shut him down. “This is a country in which dogs can get a hip replacement in under a week,” he fumed to the New York Times, “and in which humans can wait two to three years.”
And now even Canadian governments are looking to the private sector to shrink the waiting lists. Day’s clinic, for instance, handles workers’-compensation cases for employees of both public and private corporations. In British Columbia, private clinics perform roughly 80 percent of government-funded diagnostic testing. In Ontario, where fealty to socialized medicine has always been strong, the government recently hired a private firm to staff a rural hospital’s emergency room.
This privatizing trend is reaching Europe, too. Britain’s government-run health care dates back to the 1940s. Yet the Labour Party—which originally created the National Health Service and used to bristle at the suggestion of private medicine, dismissing it as “Americanization”—now openly favors privatization. Sir William Wells, a senior British health official, recently said: “The big trouble with a state monopoly is that it builds in massive inefficiencies and inward-looking culture.” Last year, the private sector provided about 5 percent of Britain’s nonemergency procedures; Labour aims to triple that percentage by 2008. The Labour government also works to voucherize certain surgeries, offering patients a choice of four providers, at least one private. And in a recent move, the government will contract out some primary care services, perhaps to American firms such as UnitedHealth Group and Kaiser Permanente.
Sweden’s government, after the completion of the latest round of privatizations, will be contracting out some 80 percent of Stockholm’s primary care and 40 percent of its total health services, including one of the city’s largest hospitals. Since the fall of Communism, Slovakia has looked to liberalize its state-run system, introducing co-payments and privatizations. And modest market reforms have begun in Germany: http://www.city-journal.org/html/17_3_canadian_healthcare.html
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